Get it all, do it all on your Emerald Card®

Why stop at getting a refund on an H&R Block Emerald Prepaid Mastercard®? Use it as your everyday account, pay bills Go to disclaimer for more details 114 , and make purchases anywhere Debit Mastercard® is accepted.

Keep your money safe.

An H&R Block Emerald Card is safer than carrying cash. The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. Plus, the Mastercard Zero Liability policy protects you from unauthorized purchases, theft and fraud Go to disclaimer for more details 121 .

Manage finances with MyBlock.

The redesigned MyBlock app is your H&R Block account home. Stay up to date on your Emerald Card. Check your balance, pay your bills Go to disclaimer for more details 114 , set up card load, and more. It’s easy.

Cardholder Agreement Update

MetaBank, N.A., the issuer of the Emerald Card, is being appointed as custodian of your funds in your Emerald Card account. As custodian, MetaBank is able to place your funds at one or more FDIC-insured Program Banks. See Section 4 of the Cardholder Agreement for full details on MetaBank acting as custodian.

All Program Banks are FDIC insured, so your funds are still eligible for FDIC insurance up to the limits set by the FDIC. In the event that a Program Bank fails, your funds will be aggregated with any other funds you have on deposit at that institution to determine if the FDIC insurance limit of $250,000 is met. To assist with calculating your FDIC deposit insurance coverage, the FDIC has an Electronic Deposit Insurance Estimator available.

You should immediately transfer or spend all the funds in your Emerald Card account. You may also contact customer service at 1-866-353-1266 to close your Emerald Card account. You can receive a check or ACH of your remaining funds for no fee.

Common FAQs

The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit Go to disclaimer for more details 113 (payroll, unemployment, or government benefits), loading a check Go to disclaimer for more details 124 through our MyBlock mobile app, transfering money from a linked account Go to disclaimer for more details 131 or adding cash at participating retail reload locations. Go to disclaimer for more details 118

You may apply at your nearest participating H&R Block tax office or online while using our digital tax preparation product.

Visit Emerald Online , download the MyBlock mobile app Go to disclaimer for more details 140 , call the Emerald Card Call Center at 1-866-353-1266 or see your Cardholder Agreement .

You can view 12 months of statements and your recent transactions by logging in at Emerald Online . You can also obtain 24 months of written history at no charge by calling 1-866-353-1266 , or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Yes, an individual cardholder can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and allow that person to apply during the same online session. An individual cardholder could also authorize the addition of a joint cardholder in the tax office, and that person could present a driver’s license or another accepted form of identification and apply while in the tax office with the individual cardholder. If the new individual is approved, they will share equal ownership of the funds in the Card Account. Approved joint cardholders who applied through Emerald Online will receive a new personalized Card in the mail within 7-10 business days. Approved joint cardholders who applied in the tax office can receive an instant-issue Card immediately or they can order a personalized Card to be mailed to them.

Yes, the funds in your Emerald Card Account are FDIC insured to the maximum permitted by law. For additional information, go to FDIC .

Transaction FAQs

Please contact us as soon as possible at 1-866-353-1266 to minimize your losses. If you contact us within 2 business days after you learn of the loss or theft of your Card, you can lose no more than $ if someone used your card without your permission. If you contact us about a fraud claim and request a payday loan centers in Greeneville Written Confirmation of Fraud form, one will be provided to you. Or, you can submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

No. You are not allowed to exceed the available amount in your Card Account. However, if your Card Account balance should ever become negative, you will be responsible for repaying the amount of the negative balance.

Have questions about the H&R Block Emerald Card? Access the Emerald Card Cardholder Agreement to learn more. You can also contact us at 1-866-353-1266 . There is no charge for contacting us.