If you’ve found yourself searching for ‘payday loans no credit check instant approval’, make sure you read this first.
When you need cash fast, you don’t always have the luxury of waiting until payday. Whether it is for medical expenses, utilities, or car repairs, these costs can build up quickly if not dealt with. This is where a loan could come in handy. Whether you’re searching for ‘payday loans no credit check’ or ‘payday loans no credit check instant approval’, give this a read before you apply anywhere.
Who can get payday loans?
The need for payday loans isn’t exclusive to those in dire straights. It could be an emergency where, with bad credit on your record, you don’t have time to wait for a traditional lender to approve your loan. Maybe you want a new wardrobe for a job interview, the fridge has suddenly gone bust, or you just want some extra cash for a weekend away. If you can pay it back, why not?
If you’re searching for payday loans no credit check instant approval, you’ve come to the right place. At Pocket Cash, we work hard to find you a lender who can offer a loan best suited to your financial needs, regardless of your credit history. So far, we’ve already helped thousands of people across Australia find the right loan for them.
Read on to find out more about payday loans no credit check instant approval including whether you’re eligible for one and how to apply today.
What is a payday loan?
A payday loan (or ‘cash advance loan’) is an unsecured short term loan for people who need money fast and can’t wait until their next paycheck.
A short history lesson on payday loans
An important reminder – when we refer to ‘payday loans’, we’re actually talking about a short term or small amount loan.
In the past, payday loans were small loans that had to be repaid in full in two weeks or by your next pay. This was the case until 2013 when payday loans were made illegal in Australia to protect consumers from predatory lenders. Now, when the payday loans in Lawrenceburg TN phrase payday loan is used, it typically refers to a short term or small personal loan. There are also strict guidelines around what lenders can charge and how loan repayment terms should be structured, governed by ASIC.
Pocket Cash can help you find a lender with flexible repayment terms that suit your unique circumstances and personal loan requirements. Remember, it’s always important to work with your lender to ensure that repayment terms won’t place you in unnecessary financial hardship.
How fast can I get a payday loan?
When you need cash fast and can’t wait until the next paycheck, spending time looking for lenders and filling in applications is something you may want – or need – to avoid. This is where Pocket Cash might be able to lend a hand with a quick application form that you can fill in from just about anywhere.
With Pocket Cash, you don’t have to worry about multiple long phone calls or going into a branch. Our application form is 100% online and only takes a few minutes to complete. After you submit an application, we get to work finding you a lender as fast as possible. If you submit during our business hours, we will have an outcome on whether we think we can help you the next business day at the latest.
Can I get a no credit check loan?
As a lender-finding service, Pocket Cash does not conduct a credit check. However, if we find you a suitable lender, they may conduct a credit check as part of their assessment process.